• P.O. Box 1894
  • Escondido, CA 92033-1894
  • Monday - Friday
  • 8AM PST – 5PM PST


Our office is proud to offer the following insurance products to our clients. We have longstanding partnerships with some of the best carriers in the industry to ensure you’re receiving the most for your administrative dollar. To receive a free, no obligation quote, click here.

Property & Liability Insurance

We realize you value comprehensive coverage at an affordable price. The following are examples of coverage:

  • Property 
  • Liability
  • Business Auto
  • Umbrella & Excess
  • Directors & Officers
  • Employment Practice
  • Employee Benefits

Group Insurance Benefits

We pay attention to your needs before customizing a program to meet the goals of your company. The following can be included in coverages:

  • Voluntary and Non-Voluntary
  • Health
  • Dental
  • Disability
  • Vision

Loss Control & Risk Management

In The Advantage, we are professionals at helping to reduce risk so that your ability to obtain insurance is not compromised. The insurance carrier will be more interested in your company the safer it is. We have a solution that will work for you no matter the exposure.

  • Sexual Harassment Training
  • Sexual Misconduct Policies and Procedures
  • Property Inspection
  • Building Valuation
  • Driver Safety and Selection
  • Employee Safety
  • Workers Compensation Claims Review
  • Youth Activities
  • Handling Money
  • Disaster Preparedness

Workers Compensation Coverage

Your employees’ well-being is crucial. Buildings, components, and contents may all be replaced. A strong group with outstanding leadership? Not so simple. Workers compensation insurance protects your staff from accidents and injuries sustained while working, while also fostering a secure workplace. The vision and purpose of the organization are developed and carried out by your team. Check your coverage.

Foreign Liability & Medical

Auto Insurance For Mexico

  • For more information on Auto Insurance for Mexico and how to obtain a quote, please contact us here.

Group Purchasing Programs

With growing premiums, you, like many pastors, are probably concerned about appropriately insuring your ministry. Insurance costs appear to be increasing year after year. Inflation is eating away at your ministry finances. Something will have to give. Because of the cost, some ministries will forego adequate coverage in order to save on their ministry finances as best they can. Others will maintain their coverage while paying increasing premiums year after year. Is there an alternative? There is, indeed. Our custom Group Purchasing Programs enable ministries to band together for the purposes of buying insurance with greater negotiating power than what is currently available to them on an individual basis in the marketplace. The majority of ministries often will experience average savings of around an 18-22%, while also significantly increasing their insurance coverage. Please contact our office to acquire a quote. We can then assess your ministry and determine whether it is a good fit for one of our programs.

A Group Purchasing Program provides the following benefits for your ministry:

  • Creating tailor-made coverage
  • Achieving price stability
  • Putting in place risk management and loss prevention measures
  • Utilize enhanced customer services
  • Leverage your insurance dollars to do more for you and your ministry

Our Existing Programs include the following: