• PO Box 1894
  • Escondido, CA 92033-1894
  • Monday - Friday
  • 8AM PST – 5PM PST

During this unique time with the spread of “novel Covid-19”, Ministry Advantage Insurance Services continues to answer phones, email clients and respond to all questions and concerns. Please know that our office remains fully-staffed and is operating normal business hours of Monday-Friday, 8am – 5pm PST. We exist to serve you.

IF YOU HAVE A CLAIM


Please contact our service team at any of the following. We are happy to assist you Monday-Friday, 8am-5pm PST.

If it is after normal business hours (Monday-Friday, 8am-5pm, Pacific Standard Time) and this is a claims emergency, you can contact your carrier direct at:

“MINISTRY ADVANTAGE ONLINE” RESOURCES


In an effort to serve your insurance needs more efficiently, our clients have three platforms for online access to your insurance information when you need it. Please contact our office to assist you in setting up online access to your insurance.

  1. CSR24/7 Online Portal
  2. iPhone App
  3. Android Google Play App

SMALL BUSINESS ADMINISTRATION CORONAVIRUS RELIEF OPTIONS

Our nation’s small businesses are facing an unprecedented economic disruption due to the Coronavirus (COVID-19) outbreak. On Friday, March 27, 2020, the President signed into law the CARES Act, which contains $376 billion in relief for American workers and small businesses. In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak.

Visit the SBA Coronavirus Relief Options Website: sba.gov/funding-programs/loans/coronavirus-relief-options

SMALL BUSINESS ASSOCIATION “PAYCHECK PROTECTION PROGRAM”


The Paycheck Protection Program is a loan designed to provide a direct incentive for nonprofits and small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

How to Apply: You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union,  and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program.

  1. Payroll Protection Program Application: home.treasury.gov/system/files/136/Paycheck-Protection-Program-Application-3-30-2020-v3.pdf
  2. Payroll Protection Program Information Sheet: home.treasury.gov/system/files/136/PPP–Fact-Sheet.pdf
  3. Read this FAQ created by the US Chamber of Commerce entitled CORONAVIRUS EMERGENCY LOANS Small Business Guide and Checklist: uschamber.com/sites/default/files/023595_comm_corona_virus_smallbiz_loan_final.pdf
  4. See if your lender is listed on the “100 Most Active SBA (7)a Lenders: sba.gov/article/2020/mar/02/100-most-active-sba-7a-lenders
  5. Lenders may begin processing loan applications as soon as April 3, 2020. The Paycheck Protection Program will be available through June 30, 2020.
  6. For more information, visit the SBA payroll Protection Program here: sba.gov/funding-programs/loans/paycheck-protection-program
  7. If you have questions, please contact the SBA Customer Service Center at 1-800-659-2955 or (TTY: 1-800-877-8339) DisasterCustomerService@sba.gov.

THE 2020 CARES ACT EXPLAINED FOR NONPROFITS


WestFall Gold summarizes the benefits for nonprofits and small businesses and recommends immediate actions to take in order to maximize relief for your organization.

Visit Westfall Gold here: westfallgoldvault.com/coronavirus-relief-for-nonprofits/

Disclaimer: Ministry Advantage does not endorse the “Small Business Administration” or “Westfall Gold.” The information listed above is for informational purposes only and should not be construed from Ministry Advantage as legal and/or financial advice. Please consult with your attorney regarding your specific circumstances.

DISASTER UNEMPLOYMENT ASSISTANCE


The EDD (Employment Development Department) provides services to people and businesses affected by disasters in California.

  1. If you lost your job or cannot work because of a disaster or emergency, you may be eligible for Unemployment Insurance (UI), Disability Insurance (DI), or Paid Family Leave (PFL) benefits.
  2. When authorized by the President of the United States, Disaster Unemployment Assistance (DUA) may also be available for workers and self-employed people who do not qualify for regular UI benefits.
  3. To file a claim for Disaster Unemployment Assistance, click here: edd.ca.gov/unemployment/disaster_unemployment_assistance.htm

GROUP MEDICAL CARRIER RESOURCES AND UPDATES

Rogers Benefit Group has provided a website for Reference Guides, Resources by Carrier, Information & Guidance from the CDC, WHO, CMS and DOL and Legislative Updates. This page will be continually updated as information becomes available.

Visit Rogers Benefit Group here: https://www.rbgcal.com/resource/covid-19/

COVID-19 SYMPTOMS


Reported illnesses have ranged from mild symptoms to severe illness and death for confirmed coronavirus disease 2019 (COVID-19) cases. The following symptoms may appear 2-14 days after exposure.

  1. Fever
  2. Cough
  3. Shortness of breath

COVID-19 PREVENTION TIPS


  1. Wash your hands often with soap and water for at least 20 seconds. Alcohol-based hand sanitizers are also effective.
  2. Practice social distancing.
  3. Avoid touching your eyes, nose, or mouth with unwashed hands.
  4. Avoid close contact with people who are sick.
  5. Cough or sneeze into a tissue or your elbow. If you use a tissue, wash your hands afterward.
  6. Clean and disinfect frequently touched objects and surfaces (like doorknobs and light switches). Regular household cleaners are effective.
  7. Get plenty of rest, drink plenty of fluids, eat healthy foods, and manage your stress to keep your immunity strong.

COVID-19 MEDICAL INFORMATION AND NEWS


ONLINE CHURCH RESOURCES


Below are some incredible tools that during this time of unique shutdown can still allow a ministry to hold weekend services online.

  1. Broadcast Your Service: stadiachurchplanting.org/churchonline/coronavirusresources/
  2. Sample Church “Communication Plan” During Coronavirus: Link Here.
  3. Online Giving: Tith.ly | get.tithe.ly |
  4. GuideOne Tips on Live Streaming Church: guideone.com/safety-resources/be-safe-not-sorry-when-live-streaming-your-worship-services
  5. GuideOne Tips on Moving Operations Online: guideone.com/blog/coronavirus-covid-19-moving-operations-online
  6. Video Chat Tools: cnet.com/news/10-free-zoom-alternative-apps-for-video-chats/